403 (b) and 457 (b) Retirement Savings Plans

The East Central ISD offers eligible district employees to enroll in either a 403(b) retirement plan or a 457(b) retirement plan.  Both of these retirement options provide additional retirement investment opportunities that are separate from the Teacher Retirement System. These retirement savings plans allow employees to make contributions on a pre-tax or post-tax basis. There is no Annual Enrollment Period for tax-deferred investment plans - you are allowed to start, stop, increase or decrease contributions at any time. Please click the documents below to learn more.

403(b) vs 457(b) Plan Comparison

2022 Plan Year Retirement Savings Guide

Annual Plan Notice in English or Spanish

Employees who contribute to the 457b plan have a free financial wellness benefit through FinPath.  FinPath is designed to help strengthen your financial wellness. Benefits include free confidential meetings with financial coaches and access to on-demand virtual workshops as well as invitations to monthly live webinars.  FinPath has tools to assist with managing debt, building budgets, student loan forgiveness and more. Please click here for the FinPath flyer for more information. 

If you would like more information or are ready to open a 403(b) or 457(b) plan account, please contact The Trusted Capital Group (TCG) Services, the District's third-party administrator, at 1-800-943-9179, or visit the Trusted Capital Group (TCG) website.

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